The Home Purchase Assistance Program (HPAP) enables lower-and moderate-income individuals and families to purchase affordable housing in Washington, D.C. Qualified HPAP applicants can receive up to $84,000 in financial assistance to purchase single-family houses, condominiums, and cooperative apartments. HPAP funds can be used for acquisition assistance and/or closing costs. The HPAP Acquisition Assistance is in the form of 0 interest 5-year deferred loan.

Loan amounts are determined by a combination of factors, including income, household size, and the number of assets that an applicant can commit toward the purchase price of a home. In addition, all loan recipients are required to maintain their properties in compliance with D.C. Housing Codes

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HPAP Eligibility

 

To be eligible for HPAP assistance, you must meet the following criteria: 

• Be the head of the household and a first-time homebuyer. 

• Be a very low-to-moderate income resident, based on DHCD standards. (See the separate HPAP Homebuyer Assistance Table.) 

• Have a good credit rating. 

• Have no ownership interest in any residential real estate within three years before applying. 

• Purchase a home within the District. 

• Use that home as your primary residence. 

 

7    Easy Steps to Home Ownership
 

1. Step 1 Contact the Community-Based Organization (CBO) convenient to you for a pre-application housing counseling session.
    

2. Step 2 Gather the HPAP Required Documentation requested by your housing counselor and complete your HPAP application. (Click here for a list of required documentation)
    

3. Step 3 When your application is approved by the Greater Washington Urban League (GWUL), you will receive a Notice of Eligibility, which will indicate your financial assistance amount and the qualifying price range for your new house.
    

4. Step 4 Find a house, condominium, or cooperative apartment and enter into a sales agreement to purchase it. Forward a copy of the sales agreement to GWUL.
    

5. Step 5 Complete your mortgage application from your carefully selected financial institution. Be sure to include a copy of your Notice of Eligibility and sales agreement.
    

6. Step 6 Complete the transfer of ownership from the current homeowner to you, which is known as settlement.
    

7. Step 7 Move into your new home!
    

 

*If your HPAP application is denied by GWUL, you should consider asking your housing counselor the following two (2) questions:

 

1. Can I do anything to correct the factor(s) responsible for my denial?

2. Can you recommend a strategy to help strengthen my application?

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Visit the link below to find out How to Apply, view the Income Guidelines, and the Homebuyer Fact Sheet

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Contact

Email: housing@gwul.org

Phone: 202.780.5791